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#creditcard

3 posts3 participants0 posts today
Public
Dan Q

Today, two people I live with received a letter. It told them about an upcoming change to the agreement of their (shared, presumably) Halifax #CreditCard.

Except... they don't have a shared Halifax credit card. Could it be a #scam? Some sort of #phishing attempt, maybe, or perhaps somebody taking out a credit card in their names?

I happened to be in earshot and asked to take a look at the letter, and was surprised to discover that all of the other details - the last four digits of the card, the credit limit, etc. - all matched MY Halifax credit card.

So yeah: Halifax sent a letter to me, about my credit card... but addressed it to... two other people I live with‽

I spent on the phone with Halifax, with two different advisors, who couldn't fathom what had happened or how. My credit card is not (and has never been) a joint credit card, and the only financial connection I have to the people on the letter is that I share a share a mortgage with them.

Halifax have promised to to respond to my complaint within... eight weeks. Just brilliant.

🔗 More: danq.me/halifax-dun-goofed

Carefully-censored letter from Halifax, highlighting the parts that show my correct address, last four digits of my card, and my credit limit... and where it shows a pair of names that are not mine.
#bank#banking#Halifax
Public
your auntifa liza 🇵🇷 🦛 🦦

what the “got mine” crowd haven’t reckoned with yet: Republicans will reverse all the forgiven student then small business loans; then they’ll go after anybody carrying #creditCard #medical #mortgage debt.

the #techbros decided the real wars are #class #wars , and to justify their ridiculous valuations this is what they’re doing: militarizing the tech-financial state to police & garnish people’s #incomes #wages

and they want more slavery with debtors’ prisons

mastodon.online/@billyjoebower

Mastodonbilly joe bowers-🇺🇦 (@billyjoebowers@mastodon.online)Nazis won't make billionaires pay their taxes, but will garnish wages from people with student loans. Was someone trying to forgive them? Wasn't it the President right before this? I voted for Harris.
Continued thread
Public
Nonilex

Judge Pittman, an appointee of #Trump, agreed w/both sides that the rule violated the #CreditCard Accountability & Disclosure Act of 2009 because it prohibited issuers from charging fees "reasonable & proportional to violations."

The rule capped late fees for issuers with >1M open accounts unless they could prove higher fees were necessary to cover costs.
It was part of #Biden's crackdown on "junk fees," & was intended to reduce the typical late fee from about $32.

#law
consumerfinance.gov/about-us/n

Consumer Financial Protection BureauCFPB Bans Excessive Credit Card Late Fees, Lowers Typical Fee from $32 to $8 | Consumer Financial Protection BureauThe Consumer Financial Protection Bureau (CFPB) ) finalized a rule today to cut excessive credit card late fees by closing a loophole exploited by large card issuers.
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Nonilex

Judge scraps US rule capping #CreditCard late fees at $8

U.S. District Judge Mark Pittman in Fort Worth, #Texas granted a joint request by #Trump’s #CFPB and a coalition of 6 business & banking groups [pretty much who the CFPB is supposed to be protecting #consumers from] including the US Chamber of #Commerce & American #Bankers Association to scrap the rule adopted during President Joe #Biden's administration.

#law #economy #PersonalFinance
reuters.com/business/finance/j

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s1m0n4

American Express, Visa and MasterCard are all US companies.
I don't understand much about finance, but can't this be problematic at some point?

Shouldn't the EU have its own payment circuit?

Is it possible that those companies would go bankrupt? Or apply extra-costs because the US government required it?

#EUPol#PaymentSystem#CreditCard
Public
OTX Bot

Silent Credit Card Thief Uncovered

A sophisticated credit card skimming campaign dubbed 'RolandSkimmer' has been discovered, targeting users in Bulgaria. The attack utilizes malicious browser extensions across Chrome, Edge, and Firefox, initiated through a deceptive LNK file. The malware employs obfuscated scripts to establish persistent access, harvesting and exfiltrating sensitive financial data. The attack workflow involves system reconnaissance, downloading additional malicious files, and injecting scripts into web pages. The threat actor uses unique identifiers to track victims and employs sophisticated techniques to evade detection. The campaign demonstrates the evolving nature of web-based credit card skimming threats, highlighting the need for enhanced security measures against LNK-based attacks and unverified browser extensions.

Pulse ID: 67efc6e92fbd533808f09435
Pulse Link: otx.alienvault.com/pulse/67efc
Pulse Author: AlienVault
Created: 2025-04-04 11:47:53

Be advised, this data is unverified and should be considered preliminary. Always do further verification.

LevelBlue Open Threat ExchangeLevelBlue - Open Threat ExchangeLearn about the latest cyber threats. Research, collaborate, and share threat intelligence in real time. Protect yourself and the community against today's emerging threats.
#Browser#Bulgaria#Chrome
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BerlinFokus

oh shit .. 05:15 in the morning

just spend a night researching #US #consumer houshold #debt, without noticing

at least you can profit of my stupidity because I'm telling now that the world is clearly headed into a 2008 style global #EconomicCrisis

epicenter will again be the #USA

this time it isn't going to be just a #mortage default crisis but a everything default (#AutoLoans, #CreditCard, #StudentDebt, ..)

and the trigger is #tariffs & #doge adding to an already financially hurting nation

a banker standing on wall street, begging for a bailout
Replied in thread
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Kevin Karhan :verified:

@carnage4life I have mixed feelings about that.

  • Shure #PayPal doing the #Honey #AffiliateStealing is unacceptable, but I could understand it if people made something that is actually consensual that does it.

I.e. a "creator support" plugin that allows people to add and choose affiliate links by someone.

  • This is espechally true for people who don't have a #CreditCard nor PayPal account (i.e. most people in #Germany) that still want to support their social nedia icons.

That being said even #PC manufaturers like #hp got caught shoving #AffiliateLinks onto #preinstalls with #bookmarks!

  • Also rewriting also means removing as well...
YouTube100°C... Gaming PC bei MediaMarkt gekauft!! #GamingSchrottBy HardwareDealz
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Athamanatha

It's a new week and our #mutualaid target is $2000.
I am going to need it for:
#carloan $280
#creditcard bills $50
#tyres for the Vulpibus $1200
#insulation for the Vulpibus (ongoing bit by bit)
#food
#batteries for the #solar power setup $400 min.

There are more things I could list but it depends what pops up and when. Please only donate what you can spare. Lots of love!

#helpfolkslive2025 #trans #furry #otherkin #lgbt #fuckproject2025 #livingexpenses #busconversion #buslife #skoolie #schoolbus #helppeoplelive2025 #helpfolkslive #lgbtqia #financialaid #begpost #pleasehelp #homeless #labonwheels

Paypal @athamanatha
Cashapp $athamanatha
Ko-fi.com/athakitsune
Patreon.com/vulpinedesigns
Wise, ACH, IBAN, Zelle and more accepted, DM for how.

#helpfolkssurvive2025#helpfolkssurvive#donate
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