norden.social

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Kevin Karhan :verified:<a href="https://digitalcourage.social/@nielso" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@nielso</a> das Problem an <a href="https://infosec.space/tags/wero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#wero</a> ist dass es anders als <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PayPal</a> nicht <a href="https://infosec.space/tags/global" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#global</a> verfügbar ist und nur im <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#SEPA</a>-Raum und nicht als <a href="https://infosec.space/tags/Webseite" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Webseite</a>.<ul><li>Dementsprechend ist es eher eine <a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#EU</a> / <a href="https://infosec.space/tags/EFTA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#EFTA</a>-Kopie von <a href="https://infosec.space/tags/AliPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#AliPay</a> bzw. ein teureres <a href="https://infosec.space/tags/InstantSEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#InstantSEPA</a>!</li></ul>Wer nur <a href="https://infosec.space/tags/Europa" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Europa</a> abdeckt hat keine PayPal-Alternative geschaffen, sondern effektiv ein schlechteres <a href="https://infosec.space/tags/JCB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#JCB</a> / <a href="https://infosec.space/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnionPay</a> / <a href="https://infosec.space/tags/DinersClub" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#DinersClub</a> / <a href="https://infosec.space/tags/Discover" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Discover</a> released.<a href="https://infosec.space/tags/UnbequemeWahrheit" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnbequemeWahrheit</a> <a href="https://infosec.space/tags/Zahlungsdienstleister" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Zahlungsdienstleister</a> <a href="https://infosec.space/tags/Tech" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Tech</a>

Kevin Karhan :verified:<a href="https://mastodon.online/@dideldum" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@dideldum</a> <a href="https://social.tchncs.de/@leachimus" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@leachimus</a> +9001%Der <a href="https://infosec.space/tags/Euro" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Euro</a> hat signifikante Vorteile für alle aber besonders <a href="https://infosec.space/tags/Deutschland" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Deutschland</a> gehabt, weil anders als <a href="https://infosec.space/tags/DMark" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#DMark</a> keine <a href="https://infosec.space/tags/Umtausch" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Umtausch</a>-Industrie in der <a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#EU</a> und durch Harmonisierung deutsche Produkte billiger wurden, was bei der deutschen Exportwirtschaft vorteilhaft ist.<ul><li>Und natürlich ist es bequemer und flexibler wenn zwischen Portugal und Zypern sowie Malta und Finnland dieselbe Währung genutzt wird...</li></ul><a href="https://infosec.space/tags/wero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#wero</a> muss sich <a href="https://infosec.space/tags/global" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#global</a> behaupten können, sonst wird es bestenfalls ne nationale oder regionale Option sein wie <a href="https://infosec.space/tags/WeChatPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#WeChatPay</a>, <a href="https://infosec.space/tags/AliPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#AliPay</a>, <a href="https://infosec.space/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnionPay</a>, <a href="https://infosec.space/tags/JCB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#JCB</a> & <a href="https://infosec.space/tags/Mir" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Mir</a>, und damit kein <a href="https://infosec.space/tags/Wettbewerber" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Wettbewerber</a> zu <a href="https://infosec.space/tags/AMEX" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#AMEX</a>, <a href="https://infosec.space/tags/VISA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#VISA</a>, <a href="https://infosec.space/tags/MasterCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#MasterCard</a> & <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PayPal</a>.<ul><li>Allein auf den <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#SEPA</a>-Raum sich zu beschränken macht es zur Totgeburt und nutzlos außerhalb von EU & <a href="https://infosec.space/tags/EFTA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#EFTA</a>...</li></ul><a href="https://infosec.space/tags/wirecard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#wirecard</a> war zwar nen <a href="https://infosec.space/tags/Betrug" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Betrug</a>, aber die boten sich <a href="https://infosec.space/tags/global" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#global</a> an, und solange <a href="https://infosec.space/tags/B2B" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#B2B</a> nicht Muster mit wero auf <a href="https://infosec.space/tags/Alibaba" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Alibaba</a> / <a href="https://infosec.space/tags/AliExpress" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#AliExpress</a> kaufen können und <a href="https://infosec.space/tags/Kleinanzeigen" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Kleinanzeigen</a>.de & <a href="https://infosec.space/tags/eBay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#eBay</a> nicht wero in "Sicher Bezahlen" unterstützt wird's sich nicht durchsetzen können.<ul><li><a href="https://infosec.space/tags/Wildwuchs" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Wildwuchs</a> funktioniert nicht, sonst hätte <a href="https://infosec.space/tags/Deutschland" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Deutschland</a> nicht die <a href="https://infosec.space/tags/Lades%C3%A4ulenverordnung" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Ladesäulenverordnung</a> erlassen müssen und <a href="https://infosec.space/tags/CCS2" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#CCS2</a> als gesetzlichen Standard > 3,7kW/h festlegen müssen!</li></ul>(Okay, das war zwar <a href="https://ec.social-network.europa.eu/@EUCommission" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@EUCommission</a> aber das Prinzip ist gleich...)<a href="https://infosec.space/tags/Zahlungsmittel" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Zahlungsmittel</a> sind <a href="https://infosec.space/tags/Infrastruktur" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Infrastruktur</a>, sogar <a href="https://infosec.space/tags/KritischeInfrastruktur" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#KritischeInfrastruktur</a> und <a href="https://social.bund.de/@BaFin" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@BaFin</a> täte gut daran offene, dezentrale Standards und Lösungen zu fördern und fordern. Gern auch in Zusammenarbeit mit @bundesbank@social.bund.de & <a href="https://respublicae.eu/@ecb" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@ecb</a> ...

Kevin Karhan :verified:<a href="https://troet.cafe/@kalivene" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@kalivene</a> ganz einfach: <a href="https://infosec.space/tags/wero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#wero</a> ist für'n Arsch weil <a href="https://infosec.space/tags/unbequemer" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#unbequemer</a>, weniger flexibel, schlechter verbreitet und wohl auch nicht billiger für Händler oder Kunden...<ul><li>Das <a href="https://infosec.space/tags/Tripol" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Tripol</a> aus <a href="https://infosec.space/tags/VISA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#VISA</a>, <a href="https://infosec.space/tags/MasterCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#MasterCard</a> & <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PayPal</a> ist kein Naturgesetz sondern ein <a href="https://infosec.space/tags/Versagen" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Versagen</a> des <a href="https://infosec.space/tags/Wettbewerbs" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Wettbewerbs</a> und der <a href="https://infosec.space/tags/Regulierungsbeh%C3%B6rden" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Regulierungsbehörden</a>!</li></ul>Eher werden wir <a href="https://infosec.space/tags/Monero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Monero</a> als Mainstream-<a href="https://infosec.space/tags/Zahlungsmethode" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Zahlungsmethode</a> sehen als eine rein auf die <a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#EU</a> beschränkte Konkurrenz.<ul><li>Die Leute hinter wero haben EXAKT NULL aus <a href="https://infosec.space/tags/GeldKarte" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#GeldKarte</a>, <a href="https://infosec.space/tags/eurocash" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#eurocash</a>, <a href="https://infosec.space/tags/eurocheque" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#eurocheque</a> und Co. gelernt.</li></ul>Merke: Wenn's nicht global verfügbar ist wird's allenfalls ne lokale Nische erfüllen.<ul><li>Und für <a href="https://infosec.space/tags/Verbraucher" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Verbraucher</a>*innen ist wero mangels <a href="https://infosec.space/tags/Akzeptanz" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Akzeptanz</a> weniger nützlich als <a href="https://infosec.space/tags/WeChatPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#WeChatPay</a>, <a href="https://infosec.space/tags/AliPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#AliPay</a> & <a href="https://infosec.space/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnionPay</a> in <a href="https://infosec.space/tags/Deutschland" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Deutschland</a>!</li></ul>Allein vom <a href="https://infosec.space/tags/Onboarding" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Onboarding</a> und der <a href="https://infosec.space/tags/UX" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UX</a> ist wero komplett durchgefallen im Vergleich zu <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PayPal</a> & <a href="https://infosec.space/tags/Klarna" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Klarna</a>!

Juergen M. Bruckner... ich weiss natürlich dass es unter anderem noch <a href="https://mastodon.bruckner.email/tags/JCB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#JCB</a> (Japan) und <a href="https://mastodon.bruckner.email/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnionPay</a> (China) gibt und auch in Brasilien, Bulgarien, Serbien und anderen Ländern "lokale" Kartenanbieter tätig sind. Ich meine aber wirklich solche Anbieter die ein teilweises globales Akzeptanznetz bieten.

Putin's IBS◾️ Banks in <a href="https://mastodon.online/tags/UAE" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UAE</a>, <a href="https://mastodon.online/tags/Turkey" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Turkey</a>, and <a href="https://mastodon.online/tags/Kazakhstan" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Kazakhstan</a> stopped servicing <a href="https://mastodon.online/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnionPay</a> cards.Is this <a href="https://mastodon.online/tags/Putin" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Putin</a>'s multipolar world?<a href="https://mastodon.online/tags/ukraine" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ukraine</a> <a href="https://mastodon.online/tags/putinisamasskiller" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#putinisamasskiller</a> <a href="https://mastodon.online/tags/putinisawarcriminal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#putinisawarcriminal</a> <a href="https://mastodon.online/@kardinal691" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@kardinal691</a>

Putin's IBSThe bank still retained access to the <a href="https://mastodon.online/tags/SWIFT" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#SWIFT</a> system and euro-denominated transactions and remained one of the last major banks to provide the <a href="https://mastodon.online/tags/Russian" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Russian</a> economy with foreign currency inflows.Meanwhile:◾️ <a href="https://mastodon.online/tags/China" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#China</a> stopped accepting <a href="https://mastodon.online/tags/Gazprombank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Gazprombank</a>'s UnionPay cards; ◾️ Banks in <a href="https://mastodon.online/tags/Tajikistan" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Tajikistan</a> stopped servicing <a href="https://mastodon.online/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnionPay</a> cards issued by <a href="https://mastodon.online/tags/Gazprombank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Gazprombank</a>; ◾️ In <a href="https://mastodon.online/tags/Mongolia" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Mongolia</a>, <a href="https://mastodon.online/tags/Gazprombank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Gazprombank</a>'s cards of the <a href="https://mastodon.online/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnionPay</a> payment system stopped working;

Putin's IBS"<a href="https://mastodon.online/tags/hungary" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#hungary</a> joined in?" 😲 😯 😮 🤔 <a href="https://mastodon.online/tags/Turkish" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Turkish</a> banks have begun to refuse to service <a href="https://mastodon.online/tags/Gazprombank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Gazprombank</a> cards with the <a href="https://mastodon.online/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnionPay</a> systemWhen trying to withdraw money, there is a technical error or a message that the card is not being serviced.<a href="https://mastodon.online/tags/Gazprombank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Gazprombank</a> sends SMS to clients asking them to “use cash”.UPD: Banks in the <a href="https://mastodon.online/tags/UAE" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UAE</a>, <a href="https://mastodon.online/tags/Hungary" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Hungary</a>, and <a href="https://mastodon.online/tags/Thailand" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Thailand</a> have also stopped servicing <a href="https://mastodon.online/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnionPay</a> cards from <a href="https://mastodon.online/tags/Gazprombank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Gazprombank</a>.<a href="https://mastodon.online/tags/ukraine" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ukraine</a> <a href="https://mastodon.online/tags/putinisamasskiller" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#putinisamasskiller</a> <a href="https://mastodon.online/tags/putinisawarcriminal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#putinisawarcriminal</a> <a href="https://mastodon.online/@kardinal691" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@kardinal691</a>

Kevin Karhan :verified:<a href="https://todon.eu/@maxi" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@maxi</a> but then again: Neither endorsement nor advice.If it was my decision, the block rate would be at 1 second so it was fast enough for checkouts at a cashier with 3+ confirmations.OFC nothing prevents a traditional <a href="https://mstdn.social/tags/PaymentProcessor" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PaymentProcessor</a> from accepting <a href="https://mstdn.social/tags/Monero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Monero</a> :monero: instead of or besides <a href="https://mstdn.social/tags/AMEX" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#AMEX</a>, <a href="https://mstdn.social/tags/VISA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#VISA</a>, <a href="https://mstdn.social/tags/MasterCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#MasterCard</a>, <a href="https://mstdn.social/tags/Maestro" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Maestro</a>, <a href="https://mstdn.social/tags/girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#girocard</a>, <a href="https://mstdn.social/tags/AliPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#AliPay</a>, <a href="https://mstdn.social/tags/JCB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#JCB</a>, <a href="https://mstdn.social/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#UnionPay</a>, <a href="https://mstdn.social/tags/ApplePay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ApplePay</a>, <a href="https://mstdn.social/tags/SamsungPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#SamsungPay</a>, <a href="https://mstdn.social/tags/GooglePay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#GooglePay</a>, <a href="https://mstdn.social/tags/SMSpayment" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#SMSpayment</a> or even <a href="https://mstdn.social/tags/GeldKarte" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#GeldKarte</a> besides their stubbornness to remain irreplaceable middle-men.

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